Why is Penn State charging a fee for the use of my credit card?

Penn State made the decision to charge a 2% Service Fee to fairly distribute the costs of accepting payments over the Web to the users. These costs include the maintenance of secure payment servers, software, and the user interface.  Also, there are integration costs and on-going maintenance fees.  By charging this service fee, these additional costs are being assessed to the users of this service, not to all Penn State students.  To avoid the fee, students and authorized payers can make payments by eCheck, check, cash or money order.